Windstorm Insurance can be an important addition to any homeowner’s insurance policy, especially for those who live in a moderate to high risk area. Although some homeowner’s policies cover windstorms, homes in areas considered to be of high risk usually do not. You should look into your homeowner’s insurance policy and see if you have coverage to protect against the damages caused by windstorms.
A windstorm can be a thunderstorm, hurricane, tornado, blizzard and even a hail storm. These kinds of storm can cause severe damage to your home, vehicle, and your property. Do not wait until after a windstorm occurs to add a supplemental policy to your homeowner’s insurance. Windstorms can be completely unpredictable and can last for a few minutes to several days. Being unprotected could leave you with crippling debt and destruction to your property.
If, for example, a storm causes a heavy tree limb to fall on your car, crushing the whole front end of your car and smashing your windshield, you could be stuck with a hefty repair bill. If you live in a coastal area and/or an area of “high risk,” your current insurance policy may not cover storm related damages or may not provide enough coverage to fix the damages. Purchasing supplemental windstorm insurance coverage could save you a lot of money down the line. You may think that these kinds of storms will not affect you in such a catastrophic way, but you may find out that is wrong after it’s too late.
If you would like to protect yourself from the potential destructions of windstorms, contact RCI Insurance Group for a free quote. RCI Insurance Group is a local insurance dealer servicing Tulsa, Oklahoma and Lawton, and is willing to work with you to create a supplemental policy to meet your insurance demands.