Workers Compensation

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The safety of your employees while on the job is your responsibility. If one of your employees is injured on the job, you're liable. That's why you need the right workers compensation insurance for your business.

Call 918-341-6081 To Get the Right Oklahoma Workers’ Compensation Insurance For You at a Competitive Rate!

When we think of employees needing Workers’ Compensation, we typically think of employees working in a dangerous field such as construction, driving a truck, or commercial window cleaning; however all working people risk injury every day. RCI Insurance Group is here to provide the right Workers’ Compensation insurance for your business at an affordable price!

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Sitting behind a desk working on a computer may cause injuries from repetitive motion, just as the construction worker can suffer extensive back injuries from falling from a scaffold while at work. For employees of ALL industries, Workers’ Compensation insurance provides a valuable safety net.

What exactly is Workers’ Compensation Insurance?

Workers’ compensation is a mandatory form of insurance carried by many businesses providing medical benefits and partial wage replacement to employees injured in the course of employment. In exchange for the provided benefits, the employee gives up his/her right to sue their employer for negligence. It also provides compensation for disability and rehabilitation benefits, for employees injured on the job.

Who Needs Workers’ Compensation Insurance?

Oklahoma state law requires employers to provide workers’ compensation insurance for their employees to ensure compensation for disability, medical, a portion of last wages, and rehabilitation benefits, for employees who are injured or become ill on the job. Sounds like every business should carry Workers’ Compensation insurance regardless of how many employees there are, doesn’t it? Our professional independent agents at RCI Insurance Group are waiting for your call to assist you in obtaining Workers’ Compensation Insurance that fits your business needs!

What are the benefits covered under Oklahoma Workers’ Compensation Insurance?

Because Workers’ Compensation is a no-fault system, you are covered from your first day of employment, even if your own carelessness causes your injury.

Benefits include:

Medical care
Weekly income benefits
Permanent disability benefits
Survivors benefits
Rehabilitation

*Be aware that most Workers compensation policies DO NOT provide compensation for injuries or lost wages resulting from an injury/illness that occurs outside the scope of employment.

You are injured at work, but not sure if it’s covered…

Below is a list of injuries that are compensable under the Oklahoma Workers’ Compensation Policy. The list below can include the following, but not limited to:

Disfiguring scars
Heart attacks
Hernias
Broken bones
Repetitive motion injuries
Vision Loss
Strains/Sprains
And much more

In the last year, Oklahoma’s Workers’ Compensation laws have undergone significant changes, so our professional, independent agents at RCI Insurance Group can answer any of your questions to ensure you get the right coverage for your business needs at the right price.