Forecast Life is as unpredictable as the weather. We’d love to help you prepare. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. What is Underwriting? Do you know what Underwriting is? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.